Health Maintenance Organization (HMO) Plans In HMO Plans, you typically must get your care and services from doctors, other health care providers, and hospitals in the plan’s network, excluding: Emergency care Out-of-area urgent care Temporary out-of-area dialysis HMO Point-of-Service (HMO-POS) plans are HMO plans that may allow you to get some services out-of-network for a higher […]
Medicare Fall Open Enrollment 2023 in West Virginia The Medicare Fall Open Enrollment 2023 season is here, so your mailbox gets flooded with advertisements. What a headache, hey? Every time you turn on the television, you hear another commercial about Medicare plans. It is the most confusing time of year for most Medicare beneficiaries: October 15th […]
Medicare Prescription Drug Plan Change for some 2023 Plans Earlier last year, the Trump administration rolled out a historic agreement with insulin drug manufacturers to cut costs for Medicare beneficiaries by up to 66%. This was big news as it impacts over 3 million seniors who rely on insulin to manage diabetes. The Senior Savings […]
Good Reasons to Change Your Medicare Advantage Plan You may wonder: what would be a good reason to change your Part D or Medicare Advantage plan for 2023? Here are some of the most common reasons that plan change during Medicare Open Enrollment: You plan to drop one of your essential medications next year. Your Annual Notice of […]
Dual Special Needs Plans (D-SNPs) in West Virginia are specialized Medicare Advantage plans for people with both Medicare and Medicaid. They typically offer many extra benefits and features beyond the original Medicare. What makes Dual Special Needs Plans different? Medicaid is a joint Federal and state government program. Dual Eligible Plans also contain help to […]
4 Reasons You Should Use A West Virginia Health Insurance Agent. When you enroll in a health insurance plan in West Virginia, you will have multiple questions. The Affordable Care Act allows you to work with an experienced, licensed health insurance agent or an authorized individual Marketplace representative referred to as a Navigator. What is […]
5 Tips To Consider For Open Enrollment 2022 in West Virginia with it, fall has arrived, and the Open Enrollment period for your health insurance plan in West Virginia. The Annual Open Enrollment starts November 1, 2022. Here are essential tips to keep in mind as you select your coverage. What Is Open Enrollment in […]
How To Get Medicare Dental & Vision Coverage: Understand how To Get Medicare Dental & Vision Coverage is helpful to review the different parts of Medicare. It is possible to get coverage. Medicare coverage is broken down into Part A, Part B, Part C, and Part D. Original Medicare provides coverage for care that is […]