Dental Vision Hearing Insurance Plans in West Virginia
With Dental Vision Hearing Insurance Plans in West Virginia, Many individuals enjoy the freedom to choose their dentist. The plans we represent offer easy dental, vision, and hearing coverage with no network restrictions.
You can use this coverage at any provider’s office. With this type of flexibility, you really can’t go wrong.
Songer Benefits only offer policies that provide immediate preventive and primary services coverage. How great is dental insurance with no waiting periods for these services?
Contact us to request information on our dental insurance today!
Dental, Vision and Hearing Select from Songer Benefits was designed with you in mind. With the ability to choose specific benefits, you can customize a plan tailored to fit your needs.
Here are some of the features we can help you shop for to meet your needs:
- Affordable dental insurance plans as low as $31-$45/month
- Available for enrollment at ages 18 – 85
- Up to $1,500 per year in coverage (many other plans cover only $1000/year)
- No waiting periods for preventive or primary dental services
- Family dental plans are also available
- Essential eye exams covered immediately
- Essential hearing exams are covered immediately
- Choose your providers – no networks!
- No underwriting or health questions. You will be approved!
- Guaranteed renewable – policy auto-renews annually
- The easy online application takes only minutes
- Dental insurance that can be used immediately
Cavities can occur at any time. Generally, people want to treat them without delay. Many people ask us about dental insurance with no waiting periods. These plans are popular because you will have no waiting periods for preventive care. More importantly, it has no waiting period for fillings and tooth extractions.
These plans include benefits for hearing and vision insurance for seniors too.
Vision Insurance at Songer Benefits
Vision Insurance is included to help cover eye exams, eyeglasses, and contact lenses.
Vision insurance is included with most plans to help cover eye exams, eyeglasses, and contact lenses.
Individual vision insurance plans and standalone vision insurance are hard to find for seniors. This combined Dental and Vision insurance plan is a great buy. The vision insurance portion includes things like:
- Basic eye exam or eye refraction
- Eyeglasses
- Contact Lenses
Need an eye exam? You can buy a dental and vision insurance policy and get coverage immediately for your eye exam. Some benefits also grow over time so that your coverage for eye exams increases.
Just like the dental insurance benefit, you can choose your eye doctor.
Hearing Insurance Benefit
Our Dental Vision and Hearing Insurance plans include coverage and repairs for hearing aids.
Does Medicare cover hearing aids? Unfortunately not.
Hearing aid coverage is another benefit that seems like Medicare should cover. As we age, our hearing is sometimes not what it used to be. Getting a regular hearing exam can help you to identify problems and when we experience a loss of hearing, hearing aid coverage is something we’d like help with. Hearing aids for seniors on Medicare can be expensive.
Fortunately, hearing insurance is included. It will cover exams, hearing aids, and necessary repairs or supplies.
These Dental, Vision, and Hearing insurance policies also include a 30-day right to return. (In some states, the free look period is ten days, so be sure to check your policy for the rules in your state.)
Common Questions about Dental Plans for Seniors
Does Medicare cover dental exams?
No, Medicare doesn’t cover anything related to routine dental exams. The one exception would be in the case of dental exams ordered by your Medicare doctor before major surgery like heart surgery or an organ transplant. Suppose your Medicare doctor orders the oral exam in this scenario. In that case, Medicare Part B may cover the cost of that oral exam.
Does Medicare cover oral surgery?
Medicare typically does not cover oral surgery or wisdom teeth removal. So if you are at the dentist and they recommend removing them to help you have straighter teeth, this is not something that Medicare will cover.
Does Medicare cover dentures for seniors?
Original Medicare does not offer coverage for dentures. This is unfortunate since dentures can be quite expensive. Your plan may include ancillary dental benefits if enrolled in a Medicare Advantage plan. Your plan may offer some coverage toward dentures. Check with your plan to find out.
Does Medigap cover dental?
No, Medigap plans do not cover dental benefits. Since Original Medicare does not cover routine dental care, neither do Medigap plans. Medigap plans can only supplement Original Medicare benefits. Not that some Medicare Advantage plans will include some Dental vision and hearing insurance.
Does Medicare cover teeth cleanings?
Medicare does not pay for teeth cleanings. However, some Part C Medicare Advantage plans may include limited benefits for ancillary benefits like dental. For example, some Advantage plans may offer preventive dental benefits like teeth cleanings.
How do you get free dental work?
Check with your state or local health department. They may be aware of your area’s low-cost or free dental care options. You can also apply for Medicaid.
Does Medicare cover cataract surgery?
Yes. While Medicare doesn’t cover routine vision services, it does cover treatment of health conditions affecting the eye, such as glaucoma, cataracts, and macular degeneration.
Learn More about our Dental Vision and Hearing Insurance!
Just because there is no Medicare dental and vision coverage doesn’t mean you have to go without!
You can buy senior dental insurance today and use it tomorrow! Dental plans are offered in many states, but not all states. Reach out to us today to get help. Just fill out our contact form on the right or call us at 304-252-2158
Our simple application takes less than 10 minutes. In most cases, you can start your coverage as early as tomorrow!