Group Life Insurance
Life insurance is also known as the transfer of part of the financial loss because of a death of an insured person.
A Local Life Insurance Agency You Can Trust
Group Term Insurance
The most common form of employee group life insurance is term insurance which provides a death benefit for a limited period, usually 10 to 30 years.
Dependent Group Life Insurance
Dependent life insurance provides employee resources to meet the funeral and burial costs associated with a dependent death.
Protect your Most Valuable Assets
Group Life Insurance:
Traditionally most group life insurance plans in West Virginia are designed to provide coverage and employees’ time at that company, with coverage typically ending with an employee leaving employment for any reason. Today employees have life coverage that sometimes continues at a reduced amount when termination of employment results from retirement.
Group Term Insurance:
It consists of yearly renewable term insurance, which means the coverage is renewed yearly. Each successive sip policy is for one year. The group insurance marketplace in West Virginia is worth its widespread use of yearly renewable term contracts with the individual marketplace, in which term insurance accounts for about 40% of newly issued insurance policies.
Dependent Group Life:
The employee typically elects and pays for this life coverage if it is contributory. Coverage for dependents is almost always subject to employees with group life coverage with their company. For employee coverage to be contributory, the employee must elect coverage for themselves to be eligible to elect dependent life coverage with the group.
Options at Songer Benefits:
Songer Benefits offers a wide range of group life in West Virginia. When selecting plans for your company, you may want to know contract provisions. We can help your employees select suitable options for themselves and their families. We work with a wide range of group life insurance companies that are all A plus rated with am best such as Cincinnati life insurance and many others.
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Jerry Jones
2023-11-28
We are very thankful we have someone like Steven to help us this time of year. He really takes the time and does a great job for us.
J Jones
2023-11-28
Incredibly efficient and patient in helping us get the coverage we needed. I would highly recommend using them if you are in need of insurance. Absolute pleasure to deal with.
Robert Callaway
2023-11-28
Steven is very knowledgeable about all of the health care options and took extra time answering our many questions thoroughly. Highly recommend
Margaret Bays
2023-11-08
Caring, honest, fair and professional!! Thank heavens!! AnnBays
Sandra H
2023-10-16
Steven was so very helpful in advising and setting up ALL my health care needs.
Thank you so much Steven !
Shari Jones
2023-09-21
Steven at Songer Benefits did an excellent job with handling our company's health insurance needs. He was very prompt and professional. Very satisfied with the service.
Kathy Miller
2023-09-12
I recently moved from another State, and my health insurance policy was no longer valid after 2 months. Steven worked diligently with me to get a new policy in place. Thank you for your assistance in this matter.
Annabelle Cheng
2023-08-22
Steven was amazing and I'm so glad we found him. We were having difficulty in getting a health insurance for WV after moving here from a different state and was just basically getting hopeless from all other insurance representatives we've spoken. Steven knew what our situation was and without hesitation he said that he will be able to get us on the exchange. With just one meeting, he made it happen and we were able to get insurance because of his knowledge and expertise. He is also very responsive whenever we have questions.