Life insurance in West Virginia is a financial product that provides financial protection to an individual’s loved ones in the event of their death. The benefits of life insurance are many and can provide peace of mind for the policyholder and their loved ones. One of the primary benefits of life insurance is that it […]
Benefits of Health Insurance for Employees are perks or incentives offered by an employer to their employees in addition to their regular wages or salaries. These benefits can take many forms and can be essential in attracting and retaining top talent, improving morale and job satisfaction, and maintaining a productive and positive work environment. One […]
Benefits of a Medicare Supplement, also known as a Medigap policy, is a type of insurance that helps fill the gaps in coverage left by Original Medicare (Medicare Part A and Part B). These gaps include things like copayments, deductibles, and coinsurance. By purchasing a Medicare supplement, individuals can have more comprehensive coverage and potentially […]
Types of Health Insurance in West Virginia, is coverage that pays for medical expenses. It can help individuals and families protect themselves from high medical costs and ensure access to necessary healthcare services. Health insurance can be provided through an employer, purchased individually, or obtained through a government program such as Medicaid or Medicare. Different […]
GROUP HEALTH INSURANCE WEST VIRGINIA LOOKING FOR A GROUP HEALTH INSURANCE PLAN FOR YOUR EMPLOYEES? LET US GUIDE YOU CHOOSE THE SOLUTIONS THAT FIT YOUR BUSINESS PERFECTLY. For many years, Songer Benefits has provided optimal Group Health Insurance West Virginia solutions for businesses and superior customer service for our clients, all while saving them time and […]
Special Needs Plans (SNP) in West Virginia How Medicare SNPs work in West Virginia Medicare SNPs are Medicare Advantage Plans (like an HMO or PPO). Medicare Special Needs Plans (SNP) in West Virginia determine membership for people with complex diseases or features. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet […]
Private Fee-for-Service (PFFS) Plan How PFFS Plans Function in West Virginia A Medicare PFFS Plan is a type of Medicare Advantage Plan (Part C) delivered by a private insurance company. PFFS plans aren’t the same as the Original Medicare Or Medigap. The plan decides how much it will reimburse doctors, other health care providers, and […]
Preferred Provider Organization (PPO) How Preferred Provider Organization (PPO) Work in West Virginia A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by private insurance companies. PPO Plans have network doctors, other health care providers, and hospitals. You pay less if you use doctors, hospitals, and other health care providers […]