Group life insurance: This type of life insurance provides coverage to a group of individuals, typically employees of a company or members of an organization. It is a cost-effective way to provide life insurance coverage to many people, as the premiums are usually lower than individual policies. Group life policies are usually term life insurance […]
As an essential component of overall health, Group Dental and Vision Insurance are necessary to maintain a good quality of life. While individual dental and vision insurance policies are available, group dental and vision insurance plans are becoming increasingly popular for their many benefits. In this blog post, we will discuss the benefits of group […]
Suppose you have recently lost your Medicaid coverage. In that case, you may wonder about your options for obtaining new health insurance. Losing Medicaid coverage can be a stressful and uncertain time. Still, there are several steps you can take to ensure that you and your family are covered. This blog will discuss how to […]
While most Americans have heard of Medicare as one of many healthcare coverage options, they may not know how it differs from other privately offered options, such as Medicare Advantage. This article explains the differences between Original Medicare and Medicare Advantage, including the various doctors one can seek care from, the differences in cost, and […]
Universal Life Insurance is a type of permanent life insurance that offers flexibility regarding coverage and premium payments. It is similar to whole life insurance because it provides coverage for the policyholder’s entire lifetime. Still, it also includes a savings component that can accumulate cash value over time. One of the main benefits of universal […]
Medicare Advantage (MA) Plans, also known as Medicare Part C, are an alternative to Original Medicare (Part A and Part B) that private insurance companies offer. These plans are required to provide at least the same coverage as Original Medicare, but they also come with some disadvantages that are important to consider. One of the […]
Short-term health insurance, also known as short-term medical insurance or STM insurance, provides temporary health coverage for a specified period, typically ranging from 30 days to 12 months. It is designed to fill the gap for individuals between jobs, waiting for employer-sponsored health insurance to begin, or needing coverage for a specific period for other […]
Dental and vision insurance are two types designed to provide coverage for specific healthcare needs. While dental insurance typically covers the cost of routine dental care, such as cleanings, exams, and fillings, vision insurance covers the cost of eye exams, glasses or contact lenses, and other vision-related expenses. Understanding the differences between dental and vision […]
What’s included in my health insurance? Health insurance typically covers the following services: Outpatient and inpatient medical care Prescription drugs Preventive care Diagnostic tests Mental health services Rehabilitation services Laboratory services Maternity and newborn care Medical equipment and supplies Emergency room services The specific services covered by an insurance plan vary based on the type […]
Medicare Advantage Vs. Medicare Supplement plans are both alternatives to Original Medicare (Part A and Part B). Still, they differ in how they provide coverage and the benefits they offer. Medicare Advantage plans, also known as Medicare Part C, are offered by private insurance companies and must provide at least the same coverage as Original […]