Entries by songer1990

Federal Tax Filing Deadline is on Monday, April 15

Why Reconciling Your Premium Tax Credit is Essential If you’re one of the many who benefited from advance payments of the premium tax credit in 2023 to lower your monthly health insurance premium, it’s imperative to report these amounts accurately on your tax return. Failure to do so not only risks potential penalties but could […]

IRS Addresses Nutrition, Wellness, and General Health Expenses

The Internal Revenue Service (“IRS”) is reminding taxpayers that expenses related to nutrition, wellness, and general health are not likely to qualify as reimbursable medical expenses under Internal Revenue Code (“Code”) section 213. In a news release and frequently asked questions (“FAQs”), the IRS: Clarifies the requirement that reimbursable medical expenses must be related to […]

Medicare Part D Notification For Group Health Plans

Employers sponsoring a group health plan (whether insured or self-insured) need to report information on the creditable (or non-creditable) status of the plan’s prescription drug coverage to the Centers for Medicare and Medicaid Services (CMS). In order to provide this information, employers must access CMS’s online reporting system at: https://www.cms.gov/Medicare/ Prescription-Drug-Coverage/CreditableCoverage/CCDisclosureForm.html. As a reminder, notice […]

Understanding the Importance of Medicare Supplement Insurance

Navigating the world of healthcare coverage can be challenging, especially as we age. Medicare provides a foundational level of health insurance for individuals over 65 but doesn’t cover everything. That’s where Medicare Supplement Insurance, also known as Medigap, comes in. This article will explore why Medicare Supplement Insurance is crucial to comprehensive healthcare planning. What […]

Exploring Annuities in Beckley, West Virginia: Pros and Cons

When securing your financial future in Beckley, West Virginia, one financial instrument that often comes up for consideration is the annuity. Annuities have become a retirement planning option, offering a unique blend of benefits and drawbacks. In this blog post, we will delve into the world of annuities, explicitly focusing on the key phrase “annuities […]

West Virginia Employee Benefits Consulting

West Virginia employee benefits consulting must be considered in the intricate business world. These offerings extend beyond superficial perks; they are the bedrock of attracting and retaining top-notch talent. As an experienced health insurance agent specializing in West Virginia’s healthcare landscape, I’ve had the privilege of guiding numerous businesses in the state through the complex realm […]

2023 Medicare Supplement Plans

We all age – it’s an undeniable part of life. As a health insurance agent specializing in Medicare plans for over a decade, I’ve had countless conversations about how important it is to have a solid plan for healthcare as we grow older. One conversation always comes up about 2023 Medicare Supplement plans, also known […]

Finding Personalized Health Insurance Plans in West Virginia

The Importance of Personalization in Health Insurance Plans in West Virginia Hey there, folks! If you’re in West Virginia and looking for personalized health insurance plans tailored to your needs, you’ve come to the right place. I’m your friendly neighborhood health insurance specialist. I’m here to share some expert tips to help you find the […]

The Best Health Insurance Deals in West Virginia in 2023

Over the years, I’ve helped countless individuals and families in West Virginia navigate the often confusing world of health insurance. Today, I’m here to spill the beans on the secret to saving big on your health insurance premiums. Trust me, it’s not rocket science, but it does require a bit of know-how and some smart […]