Medicare Plan G: The Best of the Best
Medicare Plan G: The Best of the Best
Medicare Plan G is one of the most popular Medicare supplement plans available. It offers comprehensive coverage to help you pay for various medical expenses, including hospital stays, skilled nursing care, and the ability to purchase a prescription drug plan along with it.
What is Medicare Plan G?
Medicare Plan G is a private insurance plan that helps to fill the gaps in Original Medicare. Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance). Part A covers inpatient hospital stays, skilled nursing care, and hospice care. Part B covers doctor visits, outpatient care, and preventive services.
Medicare Plan G covers all the costs that Original Medicare doesn’t cover, except the Part B deductible. This means that Plan G will pay for your:
- Hospital inpatient stays
- Skilled nursing care
- Hospice care
- Part B coinsurance and copayments
- First 3 pints of blood
- Excess charges
Who Can Get Medicare Plan G?
You can get Medicare Plan G if you are enrolled in Original Medicare and are at least 65. You can also get Plan G if you are under 65 and have a disability that qualifies you for Medicare this does not apply to West Virginia.
How Much Does Medicare Plan G Cost?
The cost of Medicare Plan G varies depending on your age, location, and health history. Generally, you can expect to pay around $100-$120 if you are new to medicare.
Is Medicare Plan G Right for Me?
If you are looking for a comprehensive Medicare supplement plan to help you pay for a wide range of medical expenses, then Medicare Plan G may suit you. However, it is essential to compare plans and prices before deciding which is best for you.
Here are some of the benefits of Medicare Plan G:
- Comprehensive coverage: Plan G covers all the costs that Original Medicare doesn’t cover, except the Part B deductible.
- No lifetime limits: Plan G has no lifetime limits on coverage. This means that you can continue to receive benefits even if you have a high cost of care.
- Low copays: Plan G typically has low copays for doctor visits and other services. This can help you save money on your healthcare costs.
- Easy to enroll: You can enroll in Medicare Plan G through a private insurance company. The process is simple.
If you are considering Medicare Plan G, talk to your doctor or a Medicare insurance agent at Songer Benefits to learn more about the plan and how it can benefit you.
