Group Dental Insurance in West Virginia & Virginia

Amid the Great Resignation, benefits are more important than ever for attracting and retaining employees. When you’re selling to groups, keep in mind that around 37% of employees would rather receive more substantial benefits than additional salaries or bonuses. Consider these five plan enhancements for your employees to create a dental benefits package that stands out.

  1. Lower the plan’s deductible for individuals and families

Lower deductibles are appealing to employees for a variety of reasons. They’re easier for employees to reach, meaning they’re more likely to have their plan pay for their dental treatments, and employees who frequently reach their deductibles are more likely to save. The same is valid for family deductibles.

Plans generally have deductibles or maximums, but they can be adjusted depending on your group’s wants and needs.

  1. Add a D&P waiver

With this feature, covered diagnostic and preventive services (D&P) costs don’t accrue against a plan’s yearly maximum. Covered services typically include regular exams, x‑rays, and cleanings.

Enrollees can then spend their coverage dollars on other needed dental services. D&P waivers are effective immediately, renew automatically, and don’t require extra work from the employee or group to track remaining dollar amounts.

  1. Offer orthodontic coverage for all ages.

According to the American Association of Orthodontists, the number of adults seeing orthodontists is at an all-time high. That means the pool of prospective orthodontic patients is more comprehensive than ever.

Without coverage, prospective orthodontic patients can expect to pay $3,000 to $6,000, depending on their age. Songer Benefits can help cut these costs in half. Orthodontic coverage is available under all DeltaCare USA group plans and can be optionally included in any Songer Benefits Dental PPO plan. Instead of limiting orthodontic benefits to dependents under 19, consider offering orthodontic benefits to children and adults.

  1. Add implant coverage

Most adults around 35-50 have lost at least one permanent tooth, and by age 74, more than a quarter of adults have lost all their permanent teeth.

One treatment for a lost tooth is an implant. Implants are appealing because they closely resemble natural teeth, are permanent and comfortable, and slow down the bone loss caused by losing a tooth. However, they can be expensive for patients without coverage. A single implant can cost up to $3,000 to $5,000.

  1. Provide expanded coverage for chronic conditions

Serious health issues like heart disease and cancer affect millions of Americans yearly, and people with these conditions are more likely to have oral health-related problems. With our Wellness Benefits, you can add expanded coverage for enrollees with chronic illnesses and make your plan more attractive.

When your group chooses to make this benefit available, enrollees diagnosed with diabetes, heart disease, HIV/AIDS, rheumatoid arthritis, or stroke can receive 100% coverage for additional cleanings and gum treatment.

This optional benefit is available at Songer Benefits, and eligible enrollees must opt-in to receive the additional coverage. These benefits can help keep your group’s employees smiling and healthy; healthy workers are a win-win for their companies!

A competitive benefits package is key to recruiting and retaining valuable employees in a labor market with many resignations. When building benefits packages, adding coverage can enhance your group’s offerings and make those employers more attractive to prospective employees. Contact Songer Benefits for your group Dental Insurance.